Invest the way you want.

// If you’re looking for commentary about different types of investments you want look over our alternative investments page by clicking here //

You can invest in almost anything. Your IRA or Solo 401k can make nearly any investment you can think of as long as you stay away from family, collectibles, and S-corps*.  Basically everything else on earth is allowed. Here’s just a few ideas:

Residential and Commercial Real Estate (including overseas)
Cryptocurrency (including cold storage and ICOs)
Horses, Livestock, and other Animals (a client’s IRA bought a racehorse in ’12)
Private Notes to Businesses and Loans (secured or not)
Invest in a business (a friend’s, a local business, or a startup)
Tax Liens & Certificates (this is a very popular area)
Stocks, Bonds, Mutual Funds (these options stay available with us)
Tenant-in-Common Projects
Options & Currency Trading (choose from nearly any firm with our setup)
Futures Trading
Private Placements & IPO’s
Auto or Aircraft Loans & Leasing
Equipment Leasing
Accounts Receivable Factoring
Dealership Flooring Costs
??? What’s your idea ???

 

Solo 401k’s have a few more options and can interact with family better than IRAs (well, and they pay less in taxes depending on the investment too) so we try and use them whenever we can.  Most Americans can have one even though most people don’t know they qualify.
Give us a call at 888-595-7313 or email [email protected] and we’ll go over your situation to help you figure out which type of account will work best.
 

 

 

*Oh come on- If the Internal Revenue Code made sense think of all the tax attorneys and CPAs that’d be out of work. : )

Don’t worry though- We’re always here for our clients to review their plans. We’ll let you know […]

Direct Checkbook Control

IRAs can have checkbook control.  We’ll even help you setup one to do so if it’s your only option. …but the Solo 401k also offers direct checkbook control and is a much better tool for self direction for a couple reasons we cover here.
Basic ideas covering your two (very different) checkbook controlled options:

Solo 401ks don’t need a custodian. This saves you a pile of paperwork and money.
Solo 401ks have an ‘Administrator’ and a ‘Trustee’. The Administrator records participant’s contributions/distributions. The Trustee handles money in and out of investments. You can be both and it’s simple and straightforward.
Solo 401ks can make investments (in insurance and in different types of precious metals) that an IRA can’t. There are no investments an IRA can make that a Solo 401k can’t.
Nearly anyone who doesn’t have W-2 employees can have a Solo 401k. If you have employees we can create a similar checkbook controlled plan for your whole company.
Virtually any type of retirement account can be rolled over to a Solo 401k. We’ve made a handy chart you can review here. The notable exceptions are Inherited IRAs and Roth IRAs (due a glitch in code terminology they can’t roll to anything but another Roth IRA). Congress is expected to correct this… some day.

Basic ideas related to checkbook control or custodial ‘self control’ and when each is best:

Checkbook control lets you invest in ways basic self directed accounts can’t. Tax lien or deed sale? The best deals in the counties that require you to be there and pay in full at the time of bidding. Something you can only do with cashier’s checks already in your hand. Buy real estate, cars, tools, gold or […]

Safer. Better. Cheaper.

Safer
The Solo 401k is the safest retirement account.  It protects your savings in ways an IRA can’t.

Choosing your own investments is great.  Putting a target on your back isn’t.  The horror stories you hear about the IRS wiping out IRA LLCs are justified.  The penalty for a simple mistake in your IRA is full distribution, plus taxes and penalties… absolutely destroying your retirement savings.  Over a simple, innocent, mistake.

The Solo 401k is different.  It has a different code base.  One where having checkbook control is natural.

Real estate and other ‘non-stock’ investments are expected.  It has virtual ‘do over’ and ‘accident forgiveness’ provisions so it’s a less attractive audit target.  Make a mistake?  The penalty could easily be less than 1% of the IRA penalty for the same mistake.  Protect your life savings just by using the right kind of retirement account.

Solo 401ks give you real control and real safety.  The combination you need to have the retirement you want.
Better
They also let you invest in more things, with more people, and not pay taxes an IRA would.

Want to co-invest with a spouse? With a Solo 401k, you can each add what you want, when you want.  With an IRA it’s a ‘to-the-penny-or-face-ruin’ accounting hassle, and you can’t add more money later or distribute separately.

Want to invest in physical gold or silver coins?  Our Solo 401k plans allow more options than any IRA and you can safely (and legally) store them more places.  Buy different coins based on what’s a better value where you buy (in or outside the US).  IRA accounts have limited choices and even using an LLC doesn’t necessarily fix the storage issue in the eyes of the IRS.

Want to leverage real estate? […]

100 Day, 100 Percent, Complete Money Back Guarantee.

Our plans are the only ones in the industry with a full, money-back, guarantee.
We’re not sure why others aren’t willing to back their plans.  We are though, and we think that says something.

Why pay $1,000 to $2,700 (or even $4,000 on the outside!) with no real assurance it’ll work for you? It’s your retirement.  Don’t choose a provider based on a fancy brochure or the lowest price. Either one will cost you too much in the end.

Our support and knowledge base is simply unequaled and our pricing is on the lower end. …and that’s backed up with a 100 day, 100% full money-back guarantee.

These work just as well as we say.  You’ll love both the control and simplicity.  If you disagree we’ll give you a complete refund.  All we ask is that you buy something tangible.  Get a tax lien or deed. Get some silver coins. Buy a rental property. Invest in a startup or lend a business money to expand. Make a tangible investment that makes sense to you.
We believe in what we do and honor your trust. It’s as simple as that.